These coverages protect different parts of your organization and are often required to secure fields, facilities, and tournament venues.
Excess Accident Medical Coverage helps pay eligible medical expenses when a participant, coach, or volunteer is injured during a covered practice, game, tournament, camp, or clinic. This coverage is typically excess to any available health insurance, helping cover eligible out-of-pocket expenses after health insurance has responded.
General Liability Coverage helps protect your organization, officials, coaches, and volunteers if they are held legally responsible for bodily injury or property damage to a third party.
Together, these coverages help protect both the people participating in your program and the organization running it. General Liability Coverage is also commonly required by municipalities, schools, recreation departments, and sports facilities before allowing your organization to use their fields or facilities.